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Second Homes Insurance


Having multiple properties can be a great investment but unless they are insured correctly, they could end up costing you thousands.

With interest rates at an all-time low, there has been an increase in the number of people buying holiday homes and second homes in the UK. Whilst a potentially brilliant financial move, these second homes are sometimes covered by incorrect or insufficient insurance policies which can leave the owner vulnerable to any incidents that might occur.

It is a common misconception that a standard home insurance policy covers second homes - many people actively choose to hide the fact that they are insuring a second home which ultimately invalidates the cover and leaves the second home uninsured. Let Alan & Thomas source the best second home insurance policy available and give you the peace of mind that you have the correct level of protection.

If you own a second home or homes in the UK – maybe an apartment in the city or a home by the sea - our private client team can provide insurance cover either as a separate stand-alone policy or in conjunction with your main UK residence.

Our advisers are experienced in arranging insurance cover for second homes and will get to know your requirements so they can tailor the policy features for you. Our insurance can include cover for buildings and contents, garden cover, as well as for accidental damage to domestic pipes, cables, sewers and drains, which you are responsible for.


Benefits of our Second Homes Insurance can include:

  • Dedicated private client insurance adviser to guide you through the process
  • Free review of your current insurance arrangements
  • Policies underwritten by selected panel of UK’s leading insurers
  • Optional covers available
  • Selection of payment options including monthly instalment facility available on request
  • Access to 24/7 claims notification service operated by highly experienced advisers

What next?

For an informal discussion regarding your Second Home Insurance, please call us on 01202 754900 or complete the quote request form on this page and we will contact you.


High Value Homes

Property Insurance


About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

Chartered Insurance Brokers

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Our Insurance Accreditations
CII – We are proud to have been awarded Chartered Insurance Broker status by the Chartered Insurance Institute.  Recognised as the ‘gold standard’ within the insurance industry, it proves to clients that they can expect the very highest levels of expertise, service and support on a continued basis. BIBA – We are a member of  the British Insurance Brokers' Association (BIBA) which is the UK's leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries and their customers.
Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Dedicated private client insurance expert to guide you through the process
  • Free no obligation insurance review and quotation
  • Bespoke levels of insurance cover tailored to your individual requirements
  • Competitive insurance premiums underwritten by the UK's leading insurers
  • Multi-policies available - one renewal, one premium
  • Dedicated in-house claims team who will deal with any claim on your behalf

* Top 100 Independent Brokers 2015 published by Insurance Age in association with Cornell Consulting

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