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High net worth insurance specialists – A&T Private Client Insurance

>> >>Why Do I Need Specialist Insurance?

Why Do Private Clients Need Specialist Insurance?


Throughout years of experience in the insurance industry, Alan & Thomas has grown as a company to accommodate to all of our clients' insurance needs. We realise that some clients need more than a standard home insurance policy, and for that reason we have developed specialist insurance cover for private clients. 

Private client insurance is usually offered to those who may have particular items, cars or homes of high value that will need extra coverage. We have a team of experts that specialise in private client insurance for high-net-worth individuals. However, our service is not just limited to homes. We pride ourselves on taking the time to view and assess all items of high value, whether its unique pieces of art or a yacht or an aircraft.

Bespoke, unique and specialist Insurance policies

High net worth clients often expect and require a much more bespoke and unique service that allows particular items to be valued by a professional to guarantee no losses will occur - this is also to prevent being under-insured and over-insured.

Being under insured is also a risk. Specialist insurance ensures that all costs are accounted for, for example, living in a listed building with unique features can mean that the cost of replacing floor tiles from the 18th century will cost a great deal more than a standard floor tile. 

The same goes for unique antique furniture or rare art – these are not likely to be replaceable, so specialist insurance policies can offer a full payment of the agreed value. 


Need more infomation?

Specialist insurance for private clients gives you the reassurance that precious and costly items are covered. Our private client insurance team can provide expert advice and guidance on a wide range of insurance products including high value homes, holiday homes, second homes, aircraft, yachts & motorboats, fine art, antiques & collectables, jewellery collections, including watches and engagement rings and private medical insurance or call our team on 01202 754900.


About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

Chartered Insurance Broker

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Dedicated private client insurance expert to guide you through the process
  • Free no obligation insurance review and quotation
  • Bespoke levels of insurance cover tailored to your individual requirements
  • Competitive insurance premiums underwritten by the UK's leading insurers
  • Multi-policies available - one renewal, one premium
  • Dedicated in-house claims team who will deal with any claim on your behalf

* Top 100 Independent Brokers 2015 published by Insurance Age in association with Cornell Consulting

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